How will I know I can file an Auto Accident Claim?

While you can certainly try to handle your own claim - and many do - things can get out of hand fast. If you start encountering these red flags, it's time for us to step in. Give us a call if:

Your claim is denied 🚩

You have serious injuries 🚩

The at-fault’s story has changed 🚩

You have preexisting injuries 🚩

You’re being treated unfairly 🚩

It’s been more than a year 🚩

Insurance coverage is being questioned 🚩

Why Auto Accident Victims Trust Ludwig

Insurance companies want to short you. We want to get you the full compensation you deserve.

$150 Million

Total Recoveries Earned

$40+ Million

Largest Single Auto Verdict

4.9/5

Average client review

Tired of Empty Promises? Ludwig Auto Accident Attorneys Are Different.

Whether it is the outstanding care or clear communication, we can promise you this: we do things differently here.

Kale

Gene

Kyle

1 - Check for Injuries

3 - Call the Police

5 - Don't Admit Fault

2 - Get to Safety

4 - Document the Accident

6 - Notify Your Insurance Company

Report the accident to your insurer as soon as possible, but avoid making detailed statements or accepting fault. Let your attorney guide all future communications.

7 - Get Medical Attention

Before anything else, assess yourself and others for injuries. If anyone is hurt—even slightly—call 911 and wait for emergency responders.

If it’s safe to do so, move your vehicle out of traffic to prevent further damage or injury. Turn on your hazard lights to alert other drivers.

Even if the crash seems minor, always call law enforcement. A police report creates an official record, which is crucial for insurance and legal claims.

Take photos and videos of the scene, including all vehicles, damage, injuries, road conditions, and traffic signs. Get contact and insurance info from the other driver and names of any witnesses.

It’s human nature to apologize—but don’t. Anything you say can be used against you later. Stick to the facts and let the investigation determine fault.

Even if you feel fine, get checked by a doctor. Some injuries don’t show up immediately, and medical records are critical for your legal case.

8 Things To Do After A Car Accident in Arkansas

How Our Arkansas Auto Lawyers Build Winning Cases

We Prove Who Was at Fault. Using crash reports, witness statements, traffic cams, and sometimes expert reconstruction, we build a clear picture of what really happened — and who’s liable.

We Handle the Insurance Runaround. Insurers use delay tactics and low offers to wear you down. We cut through the noise, push back on bad faith, and handle all communication so you don’t get taken advantage of.

We Show the Real Cost of the Crash. Your injuries, medical bills, lost wages, and pain all matter. We work with doctors and specialists to document how the accident changed your life — and demand fair compensation.

We Keep You in Control. You decide whether to settle or go to trial — but we make sure you’re making that decision with facts, leverage, and strategy on your side.

You Don’t Pay Unless We Win. No hourly rates. No surprise bills. We cover the costs upfront and only get paid when you do.

You’ve been through enough already. Let us deal with the legal side — and fight to get your life back on track.

After a crash, the insurance company may act friendly — but their goal is to pay you as little as possible. Ours is to fight for everything you’re owed. Here’s how we do it:

Frequently Asked Questions

Is it worth it to hire an attorney for a car accident?
Yes. An attorney can deal with insurance companies, gather evidence, calculate your damages, and negotiate for a fair settlement. Without a lawyer, you risk accepting a low offer or missing important legal deadlines.

How much are most car accident settlements?
Car accident settlements vary widely based on medical bills, lost wages, pain and suffering, and the severity of the injuries. Some cases resolve for a few thousand dollars, while serious injury cases can reach six or seven figures. A lawyer can give a better estimate after reviewing your specific facts.

How long after a car accident should I get a lawyer?
You should contact a car accident lawyer as soon as possible—ideally within days of the crash. Early involvement allows your attorney to preserve evidence, communicate with insurers, and protect you from making statements that could hurt your claim.

What not to say to an injury lawyer?
Avoid saying you were “fine” after the crash, admitting fault, exaggerating or minimizing your injuries, or hiding prior accidents. Be honest and stick to the facts so your lawyer can accurately evaluate and build your case.

What Should I Do Immediately After a Car Accident in Little Rock, AR?
Move to a safe location if possible and call 911 to report the crash. Get medical attention, even if you feel okay, because some injuries appear later. Take photos of the scene, vehicles, and visible injuries, and exchange insurance information. Contact a Little Rock car accident lawyer quickly so they can begin protecting your rights and preserving evidence.

How Much Does a Little Rock Car Accident Lawyer Cost?
Most Little Rock car accident lawyers work on a contingency fee basis. You pay no upfront fees, and the lawyer only gets paid a percentage of your settlement or verdict if they win your case. Initial consultations are typically free.

Do I Need a Lawyer for a Minor Car Accident in Little Rock?
Even in a minor crash, it is smart to talk to a lawyer. Insurance companies often downplay soft-tissue injuries and property damage. A lawyer can help you understand whether your “minor” accident could lead to long-term costs and whether a claim is worth pursuing.

How Can a Little Rock Car Accident Lawyer Prove Fault in My Case?
A lawyer can use police reports, witness statements, medical records, traffic camera footage, and sometimes accident reconstruction experts to show the other driver was negligent. Common examples include speeding, distracted driving, and running red lights under Arkansas law.

Why Choose a Little Rock Car Accident Lawyer Over a National Firm?
A local Little Rock lawyer knows Arkansas law, local courts, and the realities of driving in areas like I-30, I-430, and I-630. You get personalized attention, the ability to meet face-to-face, and a firm that is invested in helping Arkansans—not a remote call center.

How do I Determine Liability for Car Accidents in Arkansas?
Arkansas is an at-fault state. The driver who causes the crash is financially responsible for the resulting damages, usually through their insurance policy. Liability is based on negligence—such as speeding, following too closely, or driving distracted.

How Long Do I Have to File a Car Accident Claim in Arkansas?
In most cases, you have three years from the date of the accident to file a personal injury claim in Arkansas. Missing this statute of limitations deadline can bar you from recovering compensation.

What Compensation Can I Get After a Car Accident in Little Rock?
You may be able to recover compensation for medical bills, lost wages, property damage, pain and suffering, and in some cases, punitive damages. Arkansas uses modified comparative fault, so your recovery can be reduced if you are partly at fault, and you cannot recover if you are more than 50% at fault.

What if the Other Driver Was Uninsured in My Little Rock Accident?
If the at-fault driver is uninsured, you may be able to make a claim under your own uninsured motorist (UM) coverage. A car accident lawyer can help you pursue UM benefits and explore whether other sources of recovery exist.

Can I Still Get Compensation if I Was Partially at Fault in Little Rock?
Yes, as long as you are less than 50% at fault. Under Arkansas’s modified comparative negligence rule, your compensation is reduced by your percentage of fault. For example, if you’re 20% at fault on a $10,000 claim, your recovery would be $8,000.

Can I Get Compensation for Pain and Suffering After a Car Accident in Arkansas?
Yes. In addition to medical expenses and lost wages, Arkansas law allows injured people to seek damages for pain and suffering, loss of enjoyment of life, and other non-economic harms, depending on the facts of the case.

Do I Need a Lawyer to File an Insurance Claim After a Car Accident?
You are not legally required to have a lawyer, but it is often wise. Insurance companies have professionals protecting their interests from day one. A lawyer can gather evidence, handle communications, and advocate for you—especially if there are injuries, significant property damage, uninsured drivers, or time off work.

Ludwig: Law Made Simple

If you want to see different ways we can help you, take a look at our blog, Law Made Simple! Here, we break down ways to protect your rights, highlight recent clients wins, and provide commentary on the impact of current events on the legal landscape.

After the Accident, We Help You Move Forward

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