Privacy and Disclaimers

Terms of Use, Disclaimers and Privacy Policy

IMPORTANT NOTICE: THIS WEBSITE IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. NO ATTORNEY-CLIENT RELATIONSHIP IS FORMED BY YOUR USE OF THIS WEBSITE OR BY ANY COMMUNICATION YOU SEND OR RECEIVE THROUGH THIS SITE.

Terms of Use

The website you are visiting is owned and operated by Ludwig Law Firm (hereinafter referred to as the “Firm”). Any use of this website is subject to the complete Terms of Use, Disclaimers, and Privacy Policy set forth on this page. By using this website, you agree to these Terms of Use, Disclaimers, and Privacy Policy. Please read all terms carefully before proceeding.

IF YOU USE THIS WEBSITE, YOU ARE DEEMED TO HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS OF USE, DISCLAIMERS, AND PRIVACY POLICY. IF YOU DO NOT ACCEPT THESE TERMS, YOU SHOULD IMMEDIATELY DISCONTINUE USE OF THE WEBSITE AND ANY MATERIALS OBTAINED FROM IT.

Disclaimers

Content Is Information Only, Not Legal Advice
The information provided on this website is for general educational and informational purposes only. It is not, nor is it intended to be, legal advice. The content on this site should not be relied upon as a substitute for professional legal counsel. The information may not reflect the most current legal developments, verdicts, or settlements and may be incomplete or outdated. Ludwig Law Firm does not undertake any obligation to update the content of this website to reflect changes in law or legal interpretation.

No Attorney-Client Relationship or Legal Obligation Arises from Use of the Site
Laws vary by jurisdiction, and the application of law depends on specific facts. You should not rely on any general legal information provided here without first consulting an attorney who is licensed in your state, informed of all relevant facts, and able to provide personalized legal guidance. Viewing or interacting with this website does not establish an attorney-client relationship between you and Ludwig Law Firm. Sending information to the Firm via this site does not create an obligation for the Firm to represent you.

You should not act—or refrain from acting—based on anything you read on this site without first seeking legal advice from a qualified professional. Ludwig Law Firm expressly disclaims all liability for any actions taken or not taken based on the content of this website.

Viewing the Ludwig Law Firm website, or communicating with the Firm by email or through this site, does not constitute or create an attorney-client relationship with Ludwig Law Firm or any of its attorneys. The content and features provided on this website are for informational purposes only and are not intended to create, and shall not be construed as creating, an attorney-client relationship or offering legal advice. Submitting a question or information through this website does not constitute an offer to represent you, nor does it form the basis of any attorney-client relationship.

Confidentiality Is Not Guaranteed
Any information sent to Ludwig Law Firm via internet email or through this website is not secure and is transmitted on a non-confidential basis. While the Firm respects the privacy of all individuals who contact us and will make reasonable efforts to protect any information shared internally, we cannot guarantee confidentiality due to the nature of internet communications and the absence of an attorney-client relationship at the time of transmission.

Information Not Intended to Be Medical Advice
The content on this website—including text, graphics, images, videos, documents, or other materials—is provided solely for informational purposes. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a qualified physician or healthcare provider with any questions you may have about a medical condition. Never delay seeking medical advice or disregard it based on content found on this site. Any references to third-party sites or trade names are for informational purposes only and do not constitute an endorsement by Ludwig Law Firm.

No Responsibility for Third-Party Content or Website Errors
Ludwig Law Firm may update, remove, or revise website content at any time without notice. This site may contain errors—technical, typographical, or otherwise—and the Firm does not guarantee the accuracy, completeness, or fitness of any information provided herein. Use of this website is at your own risk. Under no circumstances shall Ludwig Law Firm or any party involved in creating or maintaining this website be liable for any indirect, incidental, special, or consequential damages that arise from your access to—or inability to access—this website or any linked content.

IN NO EVENT SHALL LUDWIG LAW FIRM BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THIS WEBSITE OR ANY MATERIAL CONTAINED HEREIN.

Third-Party Websites
This website may contain links to third-party websites for the convenience of our users. Ludwig Law Firm does not endorse or control any of these third-party websites, and the inclusion of a link does not imply any affiliation, sponsorship, or approval of the third-party site. These websites are governed by their own terms and privacy policies, which may differ from those of Ludwig Law Firm. If you choose to access any third-party website through a link on this site, you do so entirely at your own risk. Ludwig Law Firm is not responsible for the content, security, or availability of any linked external site. These links are provided solely as a convenience to users.

Attorney Associations and Fee Agreements
Attorneys at Ludwig Law Firm are licensed to practice law in the states in which they are admitted. In certain cases, Ludwig Law Firm may associate with other attorneys or law firms who are licensed in other jurisdictions when it is professionally appropriate and necessary to best serve the client’s needs. These associations are made at the Firm’s discretion and are based on our assessment of the experience and qualifications of the attorneys involved.

Initial consultations regarding a legal matter are typically offered free of charge. If both the potential client and Ludwig Law Firm agree to move forward, a formal written contract for legal services will be provided. This agreement will outline the terms of the engagement, including fee structure and whether any affiliated attorneys or firms will assist with the case. If known, the identity of any such co-counsel will be disclosed in the agreement. If later associated, clients will be informed and any necessary consents will be obtained, in compliance with applicable rules of professional conduct.

Most personal injury cases handled by Ludwig Law Firm are accepted on a contingency fee basis, meaning clients owe no attorney’s fees or case-related costs unless we recover compensation on their behalf. If a recovery is made, fees are calculated as a percentage of the total recovery, as agreed to in the signed contract for legal services. Standard case expenses are typically deducted from the client’s portion of the recovery and do not require upfront payment. If no recovery is obtained, the client is not responsible for any legal costs—unless explicitly agreed upon in advance.

Use of affiliated attorneys or law firms does not increase the total contingency fee charged to the client. However, other case-specific factors may impact the overall fee as disclosed in the engagement agreement.

Ludwig Law Firm may respond to online inquiries directly or may, at its sole discretion, refer inquiries to another licensed attorney or firm without providing a direct response. In such cases, Ludwig Law Firm makes no guarantees or representations about the abilities or professional standards of the receiving attorney. The Firm may choose to associate with co-counsel on those matters or not, depending on the circumstances.

Telephone calls made to or received by Ludwig Law Firm regarding inquiries from this website may be recorded for record-keeping, training, or quality assurance purposes.

State Laws Vary
The laws governing legal rights and obligations vary from state to state. This website may reference general legal principles or outcomes from specific cases, but these may not apply to your jurisdiction. You should not assume that the legal rules, procedures, or case outcomes described here will apply to your situation or lead to a similar result in your state.

Statutes of Limitations—which set deadlines for filing lawsuits—are especially important. Each state imposes different time limits depending on the type of claim. If a lawsuit is filed after the statute of limitations expires, it may be dismissed regardless of the claim’s merit. For example, some states have a three-year limit for negligence claims, while others have shorter or longer periods. Because identifying defendants and potential legal claims takes time, it is critical that you consult an attorney as soon as possible after an injury or accident.

Legal and Ethical Requirements
Ludwig Law Firm strives to comply with all legal and ethical rules in the creation and maintenance of this website. If you believe any material on this site does not comply with the rules of your jurisdiction, please contact us, and we will review and make any necessary corrections.

We only seek to represent clients based on their review of this website if such communications comply with the laws and ethical standards of their jurisdiction.

To the extent that professional responsibility rules of any jurisdiction require us to designate a principal office and attorney responsible for this website, Ludwig Law Firm designates its principal office as Little Rock, Arkansas, and designates attorney Kale Ludwig as the attorney responsible for this website.

Honors, Accolades, and Recognition
Any references to honors, awards, or recognitions received by Ludwig Law Firm or its attorneys are not intended to suggest superiority or guarantee results. These designations—such as “Super,” “Best,” “Top,” or similar language—typically indicate inclusion on a published list, and are not reviewed or approved by any state supreme court or government body.

Such recognitions do not imply that any one attorney is better qualified than others, nor are they intended to create unrealistic expectations about outcomes in your legal matter. You are encouraged to visit the websites of the organizations conferring these recognitions to understand their selection criteria. If a publication logo or badge is shown, you may search that publication’s site for more information about the attorney or the acknowledgment. Additional details about any recognitions can also be provided upon request.

State Advertising Disclosures

Because this website may be accessed from anywhere in the United States and may contain content considered attorney advertising, Ludwig Law Firm provides the following disclosures in compliance with applicable state requirements:

Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Arizona: ATTORNEY ADVERTISING. No representation is made promising or guaranteeing a particular outcome. Attorneys claiming certification in an area of law are certified by the Arizona Board of Legal Specialization.
Colorado: Colorado does not certify attorneys as specialists in any field.
Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
Iowa: The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise.

NOTICE TO THE PUBLIC: Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical, and professional associations and societies of law or field of practice do not mean that a lawyer is a specialist or expert in a field of law, nor do they imply greater expertise or competence than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered.

Kentucky and Oregon: THIS IS AN ADVERTISEMENT.
Mississippi: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements.
Missouri: Neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations.
Nevada: The State Bar of Nevada does not certify any lawyer as a specialist or expert.
New Jersey: ATTORNEY ADVERTISEMENT — NOT A REFERRAL SERVICE. Before making your choice of an attorney, you should give this matter careful thought.
New Mexico: LAWYER ADVERTISEMENT.
New York: ATTORNEY ADVERTISING. Prior results do not guarantee a similar outcome.
Tennessee: None of the attorneys in this firm are certified as a Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor’s Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Estate Planning or Elder Law specialist by the Tennessee Commission on Continuing Legal Education and Specialization. Certification as a specialist in all other listed areas is not currently available in Tennessee.
Texas: Unless otherwise stated, attorneys of this firm claiming certification in an area of law are not certified by the Texas Board of Legal Specialization.
Wyoming: The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability.

Use of Stock Photography:
Unless otherwise noted, individuals depicted in photographs on this website are not attorneys or clients of Ludwig Law Firm. These images are licensed stock photography intended for illustrative purposes only. They are not meant to create an expectation of outcomes. Reproduction, reuse, or retransmission of these images without permission is strictly prohibited.

Website Comment Policy

Ludwig Law Firm welcomes thoughtful commentary on its website, where applicable. However, to maintain a respectful and constructive environment, we reserve the right to pre-approve, edit, or remove comments at our sole discretion for any of the following reasons:

• Spam or suspected spam

• Profane, defamatory, or offensive language

• Personal attacks on individuals or entities

• Off-topic or inflammatory commentary

Users who repeatedly violate this policy may be banned from further commenting. Posting a comment does not imply endorsement or approval by Ludwig Law Firm. If you believe a comment is defamatory or in violation of this policy, please contact us through the form or contact information provided on the site.

This policy is subject to change at any time without prior notice.

Governing Law and Jurisdiction

These Terms of Use and related disclaimers shall be governed by and construed in accordance with the laws of the State of Arkansas, without regard to its conflict of law rules. Any disputes arising from the use of this website shall be exclusively subject to the jurisdiction of the state courts located in Arkansas.

Let me know if you’d like this entire legal section compiled into a single downloadable PDF or styled for publishing on the Legal Notices page of your site.

Website Privacy Policy

Ludwig Law Firm (“we,” “our,” or “the Firm”) is committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your personal information. Please read this Privacy Policy carefully to understand how your information will be treated when you use this website.

By accessing or using this website, you consent to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not use our site.

Effective Date: June 2025
Last Updated: June 9, 2025

Information We Collect Automatically

When you visit our website to browse, read, or download information, your web browser automatically sends us certain information, which we may retain, including:

• The Internet domain through which you access the Internet (e.g., yourServiceProvider.com or yourSchool.edu);

• Your computer’s Internet Protocol (IP) address;

• The type of browser software and operating system you use;

• The date and time of your visit;

• The Internet address of the website from which you linked directly to our site.

We use this data in aggregate form to help maintain and improve our site—such as tracking visitor volume, ensuring site functionality, and enhancing accessibility and usefulness. We do not use this information to personally identify individuals except as required for site security or law enforcement purposes. We do not collect personally identifying information unless you voluntarily provide it.

Other Information We Collect

If you voluntarily provide personal information via our online forms (e.g., contact forms, consultation requests), we may collect and retain:

• Your name, street address, email address, phone number, and any other information you provide.

We use this information to respond to your requests and may contact you with additional information or updates. We will not disclose your personal information to third parties except as described below or as required by law.

If you request information, services, or assistance, we may share your information with third parties we believe are appropriate to fulfill your request. If you specify that you do not want your information shared, we will honor that request. However, withholding such information may limit our ability to respond or provide services.

Important:

• No mobile information will be shared with third parties or affiliates for marketing/promotional purposes.

• Text messaging opt-in data and consent will not be shared with any third parties.

• If your communication relates to a law enforcement matter, we may disclose information to appropriate law enforcement agencies.

How We Use The Personal Information

We may use, process, and disclose the information we collect about you for our business and commercial purposes, including but not limited to:

• Fulfilling orders and providing services: Completing orders, returns, exchanges, responding to your questions and requests, processing payments, providing customer and technical support (including via automated or live chat), maintaining chat transcripts, offering new products or services, and ensuring proper delivery of products and services.

• Account management and communication: Creating and maintaining your account or profile if applicable, and contacting you regarding (1) updates to this Privacy Policy; (2) changes to our services, products, and programs; (3) feedback or reviews you provide; (4) issues with your orders or services; and (5) safety notices and product recalls.

• Improving and personalizing our products and services: Making improvements, personalizing our services to your preferences, customizing your experience, and providing a consistent experience across your devices.

• Analyzing site and service usage: Reviewing usage trends and customer interests by analyzing how you interact with our website, apps, and offline services, including combining this data with other information we receive from other sources.

• Marketing communications: Sending promotional communications via mail, email, text, or social media, using information collected across online services and devices to deliver marketing messages tailored to your behavior and interests.

• Promoting products and services: Using reviews, feedback, images, or voice submissions you provide for commercial purposes, including promotion and personalized content.

• Administering promotions: Managing sweepstakes, contests, and other promotions in which you participate.

• Fraud detection and prevention: Protecting against fraud, criminal activity, claims, and other liabilities.

• Legal compliance: Complying with applicable laws, industry standards, and enforcing this Privacy Policy.

• Other business purposes: Operating, evaluating, managing, and improving our business, including market research, data aggregation and anonymization, accounting, auditing, and internal functions.

We may also use your information in other ways with your consent or as otherwise specifically disclosed at the time of collection.

Cookies And Interest-Based Advertising

Tracking tools we use: We and third-party ad technology providers may collect information about you and your devices over time and across different websites and online services through the use of tracking tools, including cookies, web beacons, clear GIFs, pixels, device identifiers, precision device and browser trackers and other online information-gathering tools. We may use these automated technologies to collect information about your equipment, browsing actions, and usage patterns. The information we may obtain through these automated technologies is described in the “Information we obtain by automated means” section of this Privacy Notice, above. We may use these automated technologies to:

• Authenticate your account and profile;

• Monitor the performance of our Services;

• Learn more about the way you interact with our Services and content;

• Personalize your experience on our Sites, Apps and Social Media Services;

• Optimize and tailor our Sites, Apps and Offline Services;

• Make product and service recommendations, perform analytics, personalization and provide you with relevant advertising content on our Services and third-party websites and online services;

• Measure the effectiveness of the ads we serve you;

• Conduct data analytics and research to help us improve our Services and product offerings; and,

• Better understand our Site visitors, App users and Offline Services users and their respective interests.

Interest-based advertising: We and third-party ad technology providers may use cookies to learn about the ads you see and interact with, and other actions you take on our Services. This allows us to provide you with more useful and relevant ads on both owned and operated Services and third-party websites, apps and online services.

Services and third-party websites, apps and online services: Interest-based ads, also referred to as personalized or targeted ads, are displayed to you based on information collected about your online activities, such as when you browse or purchase a product on our Sites or Apps, or visit third-party websites, apps or online services. In providing interest-based ads, we follow the Self-Regulatory Principles for Online Behavioral Advertising developed by the Digital Advertising Alliance (DAA) (a coalition of marketing and online advertising organizations). If you would like to opt out of such advertising, please fill out the opt-out form at the bottom of this page.

Third-party ad technology companies may help us display content tailored to your interests and serve interest-based advertising on our behalf. Additionally, some third-party ad technology companies may provide us with information about you (such as demographic information) from offline and online sources, which we may use to provide you with more relevant and useful advertising.

Advertisers or third-party ad technology companies working on their behalf sometimes use automated technologies to serve the ads that appear on our Sites and Apps. They automatically receive your IP address and other device identifiers when this happens. They may also use cookies to measure the effectiveness of their ads and to personalize ad content.

How Long We Keep Information

We may retain collected information indefinitely to help provide ongoing service and comply with legal obligations.

Security

Electronic communications (especially email) are not inherently secure. Please do not send sensitive information such as Social Security numbers, bank account, or credit card information via email or web forms.

We take reasonable measures to protect the information we collect but cannot guarantee complete security. By submitting information to us, you acknowledge the risks of transmission.

Google Analytics

We use Google Analytics to understand site usage, including how often users visit, which pages they view, and the referring sites. Google Analytics collects only your IP address, not your name or other personal identifiers.

Google Analytics places a permanent cookie on your browser to recognize you on return visits; however, only Google can use this data. Their use and sharing of your information are governed by Google’s Terms of Use and Privacy Policy.

You can prevent Google Analytics from recognizing you by disabling cookies in your browser.

Other Privacy Matters

• Children’s Information: Our website is not intended for children under 13 years old. Individuals under 18 should consult a parent or guardian before using the site.

• Monitoring and Legal Requests: We reserve the right to monitor and disclose information to comply with laws, regulations, legal processes, or law enforcement investigations. We may use IP addresses to identify users when necessary to protect our services, clients, or others.

• External Websites: Links to third-party websites are provided for your convenience only. We are not responsible for their content or privacy practices.

• Transmission Risks: No Internet transmission is fully secure. We are not liable for unauthorized disclosures due to transmission errors or third-party acts.

• Information Protection: We treat all personal data with care and discretion and make reasonable efforts to keep it confidential.

Client Privacy Policy

As legal professionals, we are bound by strict confidentiality obligations under Rule 1.6 of the Model Rules of Professional Conduct adopted by the Arkansas Supreme Court. This confidentiality standard is more stringent than federal privacy laws.

Non-lawyer staff working under our supervision are also required to adhere to these confidentiality and ethical standards.

We may collect significant nonpublic personal financial information in the course of providing legal advice. All such information is kept confidential and is only shared as authorized by you or required by law.

We retain client records to better serve your needs and comply with professional guidelines. Access to nonpublic client information is strictly limited to personnel who need it to perform services for you.

Questions About This Privacy Policy

If you have questions or concerns about this Privacy Policy or your personal information, please contact us:

Ludwig Law Firm
Phone: (501) 838-4043
Email: [email protected]